Home Products Loan Products

Loan Products Details

Compare interest grids, eligibility criteria, and benefits across our core lending portfolio.

Product Classification

Navigate directly to the product that matches your purchase or construction scenario.

New Home

Developer projects, ready units, balance transfers.

Resale Property

Secondary market buys with rapid due diligence.

Self Construction

Plot-based builds with phased disbursals.
New Home Acquisition

Structured for First-Time and Upgrade Buyers

Focused on primary purchases across approved developer projects and ready-to-move residences with attractive rate slabs and hybrid repayment flexibility.

Interest Range 8.35% - 9.05%
Tenure Up to 30 Years
Max Funding 85% of Property Value
  • Income-linked EMI step-up plans for young professionals.
  • Pre-EMI and part-prepayment at zero penalty.
  • Instant e-sanction letter for select employers and builders.
New home loan consultation
Resale property financing
Resale Property Finance

Optimized for Secondary Market Transactions

Accelerated valuation, legal scrutiny, and payout structures tailored to individual sellers with balance transfer pathways for existing borrowers.

Interest Range 8.55% - 9.25%
Tenure Up to 25 Years
Max Funding 80% of Purchase Value
  • Doorstep document pick-up and digital agreement execution.
  • Refinance assistance with top-up eligibility assessment.
  • Dedicated legal desk for swift title validation.
Self Construction Support

Stage-Linked Disbursal for Independent Builds

Strategic drawdown schedules aligned with architectural phases, helping plot owners manage cashflows during foundation, structure, and finishing stages.

Interest Range 8.65% - 9.35%
Tenure Up to 20 Years
Max Funding 75% of Project Cost
  • Technical advisory on budgeting, contractor vetting, and milestone planning.
  • Grace period during construction followed by structured EMI.
  • Availability of overdraft-linked drawdown for cashflow smoothing.
Self construction planning

Eligibility Snapshot

For Salaried Applicants

  • Minimum 2 years total work experience with 6 months current employment.
  • Net monthly income starting at ₹40,000.
  • Credit score of 700+ with clean repayment history.

For Self-Employed

  • Business vintage of 3 years with audited financials.
  • Average annual turnover ≥ ₹25L.
  • Documented ITR filings for last 2 assessment years.

Application Process

  1. Digital Pre-Assessment

    Upload KYC, income proofs, and property details for instant evaluation.

  2. Personalized Sanction

    Receive sanction letter with rate, tenure, and EMI grid tailored to your profile.

  3. Verification & Disbursal

    Complete legal, valuation, and agreement formalities followed by timely payout.

Start Your Application

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